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Loan Rates Savings Rates Schedule of Fees

Loan Rates

To view loan rates for Automotive Aftermarket Employee Federal Credit Union, please see below. If you have any questions, please contact a representative at the credit union. NOTE: Rates are subject to change without notice. Automotive Aftermarket Employee FCU 800-766-2292 Loan Term Rate Personal - as low as 12 - 24 Months 8.90% Personal (up to $5,000.00) - as low as 36 Months 9.90% Share Collateral 50% ($10,000 Maximum) - as low as 48 Months 4.00% 60 Months 4.50% Share Collateral 100% 48 Months 4.00% 60 Months 4.50% 72 Months 5.00% New Car/Truck - as low as 0% Down Payment / May include Taxes and Tag 48 Months 4.00% 60 Months 4.50% Used Car/Truck - as low as Vehicle less than 3 years old Under 50,000 miles, 100% Financing 60 Months 4.50% Vehicle 3 to 5 years - as low as up to 80% of Book Value 48 Months 4.00% 60 Months 4.50% Vehicles 5 years or older - as low as up to 80% of book value 36 Months 4.00% These rates may change every month based on the determination of the Credit Union Board of Directors.   Return to Top

Savings Rates

To view savings rates for Automotive Aftermarket Employee Federal Credit Union, please see below. If you have any questions, please contact a representative at the credit union. NOTE: Rates are subject to change without notice. Automotive Aftermarket Employee FCU 800-766-2292 Savings Rate APY* $.01 to $2,500 0.25% 0.25% $2,500 to $10,000 0.40% 0.40% S10,000.01 and over 0.60% 0.60% Open Your Vacation & Holiday Account Today! Christmas Club 1.00% 1.00% Vacation Club 1.00% 1.00%   Certificate of Deposits: All certificates of deposit are compounded and posted monthly.   6 months, $500 minimum 0.50% 0.50% 12 months, $1,000 minimum 1.00% 1.00% 24 months, $5,000 minimum 1.50% 1.51% Share Drafts Share Draft Accounts - Get your first order of checks free (150 Transaction Checks) 0.20% 0.20% These rates may change every month based on the determination of the Credit Union Board of Directors *A.P.Y. = Annual Percentage Yield Return to Top

Schedule of Fees

To view schedule of fees for Automotive Aftermarket Employee Federal Credit Union, please see below. If you have any questions, please contact a representative at the credit union. NOTE: Fees are subject to change without notice. Automotive Aftermarket Employee FCU 800-766-2292 Fees & Charges: Certified Check $10.00 Returned Check $25.00 Stop Payment $27.00 Copy of Statement  $2.00 Copy of Draft  $6.00 Western Union Quick Cash $20.00 Account Reconciliation (per hr.) $20.00 Overnight Postage $20.00 Returned ACH $25.00 Debit Card Overdraft $25.00 Below Minimuim Balance  $5.00 Overdraft Protection Transfer  $7.00 Excessive Withdrawals  $5.00 Wire Transfer $20.00 Debit Card Replacement (over 2 cards)  $2.00 Debit Card Authorizations (over 2 per day )  $0.50     Sponsoring Associations Chesapeake Automotive Business Association 1-800-766-2292 Automotive Aftermarket Association of the Carolinas & Tennessee 1-800-849-8037 Virginia Automotive Parts & Service Association 1-800-468-6654 Return to Top