APY is Annual Percentage Yield and refers to the total earned after daily compounding.
APR is Annual Percentage Rate and refers to the cost of your credit as your yearly rate.
Savings and loan rates are subject to change at any time as voted by the AAEFCU Board of Directors.
*Requires .pdf file reader to display.
APR is Annual Percentage Rate and refers to the cost of your credit as your yearly rate.
Savings and loan rates are subject to change at any time as voted by the AAEFCU Board of Directors.
*Requires .pdf file reader to display.
Savings & Loan Rates (valid through 04/30/2012):
Serving Aftermarket Employees Since 1974
Phone: (800) 766-2292 Mon-Fri 8am-4pm (eastern time)
Automotive Aftermarket Employee's FCU
AAEFCU is open to employees of member companies of these fine aftermarket trade associations: Chesapeake Automotive Business Association CABA, Virginia Automotive Parts, Service Association VAPSA, Automotive Aftermarket Association of the Carolinas & Tennesee AAACT and Independent Garage Owners
of North Carolina IGO-NC. Eligibility also requires members to be working in the states served by those trade associations (MD, DC, DE, NC, VA, SC and TN). Immediate family members of AAEFCU members are also eligible for AAEFCU membership. Check out all the benefits of AAEFCU membership
of North Carolina IGO-NC. Eligibility also requires members to be working in the states served by those trade associations (MD, DC, DE, NC, VA, SC and TN). Immediate family members of AAEFCU members are also eligible for AAEFCU membership. Check out all the benefits of AAEFCU membership
AAEFCU Product |
APY |
| Savings - Avg bal < $2,500 | 0.10% |
| Savings - Avg bal $2,500 to $10,000 | 0.15% |
| Savings - Avg bal > $10,000 | 0.25% |
| Checking | 0.10% |
| HSA Checking - Avg bal < $5,000 | 0.10% |
| HSA Checking - Avg bal $5,000. | 0.15% |
| HSA Checking - Avg bal $10,000. @ 6mo. CD | 0.15% |
| HSA Checking - Avg bal $15,000. @ 12mo. CD | 0.30% |
| HSA Checking - Avg bal $20,000. @ 24mo CD | 0.45% |
| Christmas Club | 0.40% |
| Vacation Club | 0.40% |
| CD - 6 Month ($500 min) | 0.15% |
| CD - 12 Month ($1,000 min) | 0.30% |
| CD - 24 Month ($5,000.00 min) | 0.45% |
| LOANS | APR |
| (Rates shown are lowest possible with all discounts and no credit score adjustment applied) | |
| Personal 12-24 months | 8.90% |
| Personal 36 months | 9.90% |
| *$5000.max/<651; $10,000 max/651-775; $15K/>775 | |
| New Vehicle - 48 Month - 100%/val | 2.99% |
| New Vehicle - 60 Month - 100%/val | 2.99% |
| New Vehicle (>$25k Value) - 72 Month 100%/val | 3.49% |
| Used Vehicle - <3 yrs old <50k miles - 60 Month 100%/val | 4.75% |
| Used Vehicle - <3 yrs old >50k miles - 60 Month 80%/val | 4.75% |
| Used Vehicle - 3-5 yrs old - 48 Months 80%/val | 4.50% |
| Used Vehicle - 3-5 yrs old - 60 Months 80%/val | 4.90% |
| Used Vehicle - >5 yrs old - 36 months 80%/val | 4.90% |
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